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The Provident Voluntary Excess customer helpline contact number should provide you assistance in the following areas.
• Provident Insurance Excess Contact Info
• Provident Excess Protection Amount Technical Help
• Provident Excess Insurance Number Contact
• Provident Excess Reimbursement Complaints Number
Please refer to the official Provident Insurance Excess website here. You will be connected directly to a Provident Voluntary Excess customer service agent. Contact helpline is in no way affiliated with Provident Voluntary Excess.
Property Developers are enabling people to get on the Ladder, but break the upper and lower rungs.
"I purchased a shared ownership property two and a half years ago. At the time this was the one and only way I could get on the property ladder in Greater London. "
"I was able to purchase 50% (but you don't get a choice as I had to purchase the most that I could afford based on pre purchase assessment calculations). Since then my situation has changed and I am trying to sell the property but I am encountering serious problems which is causing a ton of stress. "
There is ZERO interest from buyers on the property. Which must be down to the percentage share and valuation of the property. The property is a studio flat and the share value of 50% is approximately 140k.
The problem is that there are many of properties in the area where you can buy a smaller share but own a far larger flat with 2 or 3 bedrooms.
I feel completely stuck at the moment because even bailing is not an option without wiping out almost all of my capital I have put towards the property over the last two years. This includes my deposit to get on the property ladder in the first place. If I were to turn back time I would probably buy a smaller share of a bigger property.
I have no idea what to do in this situation. I really need to get out of this flat but sub letting isn't allowed. At least, it's a risk to do in case you get caught. There's also Airbnb but there's no guarantee anyone will rent the flat, and I would think that is also classes as sub letting. Also in London you can only Airbnb a place for a maximum of 3 months.
I can't afford to buy the remaining 50% and then sell it outright. I can't think of any other options available to me. If anyone on the forum can offer any advice or words of wisdom I would be hugely appreciative. I'm at a complete loss and desperate to find some way out.
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